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HOA Board
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Many thanks to Ross Morgan, Warren Davidoff, Kelly Reinoso and their team. I spent over 10 months working with B of A to refinance my condo and went through two inexperienced people and two sets of applications after being told it was approved the first time. They could not get their paperwork and processes together and kept asking for more and more documentation (much of which was already submitted by RM). Ross Morgan worked extra hours, including weekends and made themselves available to answer and provide any information to the B of A people. Needless to say, B of A could never get it straight and the laws changed now requiring PMI insurance for the life of the loan. While B of A is the worst, I'm happy to say that ROSS MORGAN IS THE BEST.
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